Protect Your Family
It doesn’t have to cost the earth…
PROTECTED FOR LIFE
Life insurance could be the most important financial product you ever buy.
If you die while you still have dependants, being able to claim on a life insurance policy could be the difference between your loved ones struggling to make ends meet, and their financial security.
Despite this, many of us simply don’t have any life insurance cover in place. ‘Sure Sell’ can ensure you get the product you need, with the right provider, at a price you can afford.
Critical Illness Cover provides a lump-sum payment should the policyholder be diagnosed with one of the specific illnesses on a predetermined list contained within the policy cover
Income Protection Insurance is a product which offers a route so as to provide much needed financial support when you’re ill or injured and cannot go to work.
Life insurance is a type of insurance contract which pays out a lump sum to your dependants should you pass away or be diagnosed with a terminal illness.
Mortgage Protection might be something which should be considered when advanced thinking in how your family would meet monthly repayments without your income.
Provides specialised cover for the over 50’s. with guaranteed acceptance. So you’ll be able to get coverage regardless of your current health or lifestyle.
Private Health Insurance helps individuals pay for a number of healthcare-related costs, although the exact level of cover provided depends on the type of policy taken out.
Term life insurance comes in Level, Decreasing and Increasing terms. Most policies run for between 10 or 25 years, but you specify how long you want the term to be.
If you would prefer your life insurance to last for your whole lifetime rather than a set term, you’ll need the whole of life cover, which is also known as life assurance.
Have Questions about Insurance?
Here’s some commonly asked personal insurance questions
How would I decide on the length of the life insurance term?
First, you’d need to consider exactly what you want the insurance for. It could be that you want to make sure the policy lasts as long as your mortgage repayments. Or, wish to link it to your children’s age, so it won’t expire until they have finished school, turned 18 or finished university, or both or more reasons.
Needless to say that your own age will have an impact on your decision.
How much life insurance do I need?
This would very much depend on your personal circumstances. As the amount of cover, (often referred to as the ‘sum insured’), can be different for each family situation.
Should you be married, have a large mortgage and a number of children. Chances are you’re going to require more cover than a single parent living in a two-bedroom flat with one child.
Much of the time, the best rule of thumb recommends a level of life insurance being that of 10 times annual salary or income. Obviously, however, a more detailed calculation needs to be made to ensure you’d be adequately covered.
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THINGS TO NOTE
If you wish to speak with someone about personal insurance cover and/or the products currently on offer. You can request a callback by providing a few details for a no-obligation conversation.
This would be normally done during 24-hours of submission during normal working hours.
Please note that in doing so the details you provide will/may be shared with our insurance partners, to purely be able to provide you with a better informed, and more personalised information.